Remortgaging
A mortgage is the largest single outgoing for many people and their families. A remortgage can help reduce your monthly payments and leave more money for you and your family.
The remortgage market is increasingly complex, so professional advice to review your remortgage options is increasingly important. Here’s how we help people to remortgage:
We offer a free, no-obligation consultation to advise on costs and timeframes.
We will review your circumstances to obtain the most cost-effective and suitable remortgage or Debt consolidation solution.
In conjunction with a dedicated administrator, they will manage the application process, and help ensure the new mortgage completes at the appropriate time.
Product switching
Product switching refers to changing your existing financial product with the same provider to a different product they offer remortgage or debt consolidation deals.
Product switching can be a good way to save money or get a better deal on your financial products. However, it's important to weigh the pros and cons before making a decision. Consider talking to a financial advisor to see if product switching is the right option for you.
There are several reasons why someone might consider product switching:
Better Rates: New products might offer lower interest rates, higher rewards, or more favorable terms compared to your existing product.
Changing Needs: Your circumstances might have changed, and your current product may no longer be the best fit. For example, you might need a fixed-rate mortgage instead of a variable-rate one.
Things to Consider Before Switching:
Early Repayment Charges: There might be penalties for switching your product before the end of your current term.
Eligibility Requirements: You might need to meet new eligibility criteria to qualify for the new product.
Comparing Offers: It's important to compare different product offerings from multiple providers to ensure you're getting the best deal.
